Title: Lead Modeling and Machine Learning Scientist
Company: United Services Automobile Association
Location: Alexandria, Virginia, United States
Mulugeta A. Jemberie, PhD, lead modeling and machine learning scientist at the United Services Automobile Association (USAA), has been recognized by Marquis Who’s Who Top Executives for dedication, achievements, and leadership in data science and machine learning.
With expertise in model development, credit risk modeling, quantitative risk analysis, machine learning, economic analysis, statistical modeling, and statistical programming, Dr. Jemberie has carved out a distinguished career. He has excelled as a lead modeling and machine learning scientist at the USAA since 2022. In this role, he develops regulatory models, machine learning algorithms, and various econometric statistical models to forecast the probability of default across diverse portfolios within the banking sector. Prior to this position, he served as a quantitative risk analyst lead at USAA from 2021 to 2 2022. He was a senior quantitative risk analyst at Santander Bank N.A. from 2017 to 2021. He also worked as a graduate student instructor at Southern Illinois University from 2014 to 2017. Before immigrating to the US, he served as a lecturer of economics at the College of Business and Economics, Addis Ababa University in Ethiopia from 2007 to 2014, and as an international banking officer at Wegagen Bank S.C. in Ethiopia, from 2004 to 2005.
Before embarking on his professional path, Dr. Jemberie pursued an education at Addis Ababa University in Ethiopia, earning a bachelor’s degree in economics in 2003, followed by a master’s degree in economics specializing in economic policy analysis in 2007 from the same institution. He furthered his studies by earning two Master of Arts in the economics of international trade and European integration from Staffordshire University and UAntwerpen in 2010. He concluded his studies with a PhD in economics from Southern Illinois University Carbondale in 2017. In addition, he is affiliated with various organizations, such as the American Bankers Association, the American Economic Association, and the Ethiopian Economics Association.
Standout highlights in Dr. Jemberie’s journey include completing the rigorous four-year doctoral program in economics at Southern Illinois University within three years and being awarded the prestigious European Union Erasmus Mundus Scholarship. He attributes his success to his father, who instilled in him the value of education and provided constant guidance and motivation. Being the youngest in a family of outstanding students, he was driven to excel and fostered a competitive spirit. Looking ahead, he aims to make significant contributions to machine learning and artificial intelligence, striving to reach the pinnacle of success in his industry. He seeks to deepen his expertise, stay at the forefront of dynamic and challenging work, and become a more fulfilled and accomplished professional.
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