Title: 1) Founder and Chief Technology Officer; 2) Founder and Chief Executive Officer
Company: 2) underwrite.ai; 2) ScholarshipWS.com
Location: North Reading, Massachusetts, United States
Marc Stein, Founder and Chief Technology Officer at ScholarshipWS.com and Founder and Chief Executive Officer at underwrite.ai, has been recognized by Marquis Who’s Who Top Executives for dedication, achievements and leadership in Artificial Intelligence and Software Development.
Mr. Stein has established himself as a distinguished leader in artificial intelligence (AI) and financial technology. As the founder and chief technology officer of ScholarshipWS.com since 2006, he has devised an innovative approach to student lending through Y2M Networks, which has revolutionized the marketing and onboarding of student loans via affinity models. Based in the Greater Boston area, ScholarshipWS.com is a scholarship search technology that powers high-traffic scholarship search sites online.
Since launching ScholarshipsWS.com, Mr. Stein was pivotal in creating the Alumni Loan Consolidation Program and Student Loan Consolidation Program, which became integral components of Chase’s education finance division. His efforts in the U.S. also helped raise over $1 billion in charitable income for nonprofits, particularly within the health sector.
In 2015, Mr. Stein founded underwrite.ai. Also based in the Greater Boston area, the company uses advanced AI to provide lenders with non-linear, dynamic credit risk models using genomics and particle physics. Mr. Stein has been at the forefront of developing AI systems that address complex challenges, particularly improving credit accessibility for underserved populations and advancing cancer diagnostics in medical applications.
Mr. Stein’s work reflects a commitment to driving impactful solutions. Besides his current commitments, he was the founder and chief technology officer of CashX Financing Inc. in Manila, Philippines, from 2018 to 2020, where he designed innovative lending models to improve access to capital in underserved markets across rural Mexico, the Philippines, Indonesia, Korea and the U.S. Mr. Stein’s earlier tenure as the chief technology officer at Tua Financial in Calgary between 2018 and 2019 also solidified his expertise in financial technology.
Among other noteworthy roles, Mr. Stein was the co-founder and chief technology officer of LeaseQ (now Centra Funding) from 2011 to 2015. He also served as the global chief technology officer for JustGiving (UK) and FirstGiving (U.S.) between 2010 and 2011, where he was instrumental in leveraging technology for philanthropic endeavors. Mr. Stein’s earlier roles included founding College Loan Market, Inc., serving as its chief technology officer from 2006 to 2010, and holding dual roles as a chief technology officer at Y2M/College Publisher and senior vice president at Collegiate Funding Services with JPMorgan Chase & Co. between 2000 and 2006.
Mr. Stein’s academic background included coursework in philosophy and physics at Washington University in Saint Louis. This foundation provided him with analytical and problem-solving skills that have been instrumental throughout his career.
Beyond his professional achievements, Mr. Stein is actively involved with industry-related organizations, such as the Association for Computing Machinery Inc. and the Association for the Advancement of Artificial Intelligence. He shares his insights at major industry events like the HQO Conference and LendIt FinTech USA Conferences, discussing innovative topics like machine learning-based underwriting.
In addition to his professional pursuits, Mr. Stein is dedicated to civic engagement as a sponsor of local charities and the American Civil Liberties Union. He attributes much of his success to the support of his family, emphasizing their importance in achieving significant accomplishments.
Recognized as a thought leader in AI and FinTech, Mr Stein has earned accolades such as being ranked among the Top 50 by Leaders360 and Thinkers360 for his contributions to fintech and analytics. Eager for the future, he envisions leveraging AI to improve people’s lives by creating more jobs through AI rather than replacing human roles with algorithms, focusing on expanding AI’s potential to benefit society positively.
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